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I have recently made several unsuccessful applications for credit. Does this mean lenders will reject me in the future? |  |



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House prices jumped by another £2,000 in October with property values up 7% on April's recent low, according to Halifax |  |
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Going underground to create extra living room is a growing trend. And according to specialist developers, the ground beneath your feet is a valuable resource |  |
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Fair-weather golfers are snapping up holiday villas by the 19th hole in far-flung destinations, from Barbados to the Caribbean |  |
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Banks and building societies are increasingly trying to woo homeowners on to discount mortgages - but should you take one over a tracker? |  |


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Inaccurate credit reports are making it impossible for some borrowers to get the best mortgages, credit cards and loans. One MP reveals his own credit nightmare |  |
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If a friend buys my half of the flat we own will he have to pay only half the usual stamp duty charge? |  |
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After 10 years as an illegal worker I have been granted leave to stay. Can I claim for payments made with a fake NI number? |  |
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The number of people becoming insolvent has broken the historic highs charted during the summer, with over 35,000 filing for insolvency |  |
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Crucial jobs data from the US today was worse than expected, fraying nerves over recovery in the world's largest economy and undermining the FTSE 100 |  |
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14.30:The Footsie fell off a small shelf after lunchtime when poor US non-parm payroll figures were released |  |
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Royal Bank of Scotland revealed an operating loss of £1.53bn for the third-quarter after its bad debts all but tripled in the period. |  |
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British Airways plunged to its first ever first half loss, despite the lucrative summer season, and slashed 1,200 more jobs in a desperate attempt to cut costs |  |
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The Bank of England has come under fire as grim economic figures cast doubt on its radical quantitative easing scheme |  |
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The FSA has fined UBS £8m for allowing staff to trade currency using customers' money without permission and allocate losses to their accounts |  |
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Savings providers have been axing rates in an apparent attempt to side-step new EU rules |  |
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The Bank of England will pour a further £25bn of cash into the economy in a bid to pull the UK out its longest recession on record, it announced today |  |
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Dozens of collapsed pension schemes in the past year has left the pensions safety net nursing a deficit of £1.23bn |  |
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Network Rail plans to cut around 1,500 maintenance jobs as part of a national cost cutting programme, according to the RMT |  |
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Car makers enjoyed bumper sales in October as buyers rushed to take advantage of the extended car scrappage scheme and avoid a hike in VAT |  |
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